ImmediPay provides an innovative, effective solution to the soaring costs of employer-provided healthcare programs for employers, employees, and even providers. We reduce the burden of high healthcare costs, so you can focus on the moments that matter most.I'm intrigued. Tell me more.
Employer plans increased deductibles hoping employees would be motivated to make more cost-conscious choices and lower program costs. It hasn't worked.
Employees do not have pricing information, tools, or support to shop for less expensive, more convenient, or higher-quality providers.
Families are deferring medical procedures until they’ve met their deductibles, which can be costly and bad for their health.
Healthcare providers must collect large deductibles from many patients instead of from of a few insurance companies... increasing costs.
Employees can now shop for — and award their business to — the healthcare providers who deliver the most value to their families... saving money for both employees and their employers.
Every medical purchase is reimbursed up to a market benchmark price.
Patients decide which provider is best for them, with no network restrictions.
Choose a provider based on price, satisfaction ratings, and more - from your computer, tablet, or phone.
Providers are paid same-day via credit card… no claims or billing hassle, and no collection delays.
Using ImmediPay, our employees are helping us control healthcare costs without all the heavy-handed meddling in their lives that we did with our previous plan.
We've always provided great care and great prices. We appreciate that ImmediPay brings us a patient who cares about both and pays us immediately.
ImmediPay's pricing information shows me the big cost differences. By shopping and choosing the best providers for me, I've cut my out-of-pocket expenses to almost nothing.
Our shopping program is a straightforward process that empowers patients to make the best healthcare decisions for them.
Find providers in your market, for your healthcare needs, based on price, distance, and ratings.
Confirm and compare pricing and check availability with providers.
Pick the best provider for you, and go get the service.
Account for any difference in what you planned versus what you got from the provider.
Pay the provider immediately with a single-use ImmediPay credit card.
ImmediPay's desktop and mobile applications untangle the complexity of healthcare shopping. We guide users through the process of defining medical services, selecting the best providers, confirming prices, and settling and paying the bill.
As an employee using ImmediPay, you're part of a community of people supporting one another by sharing provider price quotes, transactions, service satisfaction ratings, and insights.
Whether answering simple questions or assisting in shopping complex medical needs, ImmediPay provides caring and expert support to help our users successfully navigate the healthcare market and purchase services that are right for them.
By simply taking advantage of cash price differences for services across providers, an ImmediPay client in a small midwestern city reduced annual claims spending by 40%.
After 2 years of experience, employees of an ImmediPay service industry client enjoy average family out-of-pocket savings over $7,000 per year versus their conventional health insurance plan.
40% of ImmediPay purchases have patient contributions of $0-$30 or even earn reward credits. 80% are less than $100 -- significantly lower than patient deductibles and co-insurance with conventional health insurance.
"We hated forcing so much expense on our employees, but our old healthcare plan became so costly, we had no choice. Now with ImmediPay, we have a benefit program that's a benefit and not a burden."
"I'm 40 years old and this is the first time I have had employer health coverage. It's the first time I could afford it, and it feels great!"
"Shopping for healthcare feels a little strange and complicated at first, but once you get the hang of it, the savings are definitely worth it.”
"We get paid immediately? We'll take all the business we can get."
"Our old healthcare plan had us way too involved in our employees' personal business. With ImmediPay, we're confident our employees have the information, tools, and incentives to make good decisions for themselves and for the company."
"ImmediPay's technology and data lets me easily see that the prices I'm paying my healthcare providers are fair for my market and that I'm choosing good providers."
ImmediPay is a different and entirely better approach to employer-funded healthcare. Feedback has been terrific; award recognition is really nice, too!
Typically, they don't. For emergency situations, ImmediPay works much like conventional health insurance today. Patients might pick a hospital trauma center from a few options or may only have one option. In either case, ImmediPay simply works with the patient to settle the bill with the hospital after emergency care has been provided. If a patient chooses to visit an emergency room facility for treatment in a non-emergency situation, the patient is responsible for costs in excess of normal care prices.
This depends on the individual plan rules determined by the employer.
No ImmediPay is an employer-provided program.